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What is a home
inspection?
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The purpose of a home inspection is to reveal the pluses, minuses and
maintenance issues in a house. There is no such thing as a perfect
house, but a home inspection gives buyers a good idea of issues and
expenses they'll be facing. A home inspection is an objective visual
analysis of a home's structure and systems. An inspection will determine
the areas of a home that are not performing properly, as well as items
that are beyond their useful life or are unsafe. Inspections include
areas of the home's interior and exterior, from the roof to the
foundation and the exterior drainage and retaining walls. If problems or
symptoms are found, the inspector may recommend further evaluation. A
home inspection is a visual inspection to determine problems or
conditions that exist at the time of the inspection. A home inspection
is not a warranty.
What does a
home inspection include?
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A standard home inspection summarizes findings from a visual inspection
of the condition of the subject homes heating system, central air
conditioning system, interior plumbing and electrical systems; roof,
attic, and visible insulation; walls, ceilings, floors, windows and
doors; foundation, basement, and the visible structures of the home.
Common Problems Found in Home Inspections
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Structure |
- Differential settlement -- movement
under the foundation
- Rotten rim joist (the wood that wraps around the perimeter of the
floor framing)
- Damaged floor joist
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Exteriors |
- Damaged siding
- Unsafe railings
- Damaged windows or rotting window frames |
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Roofing |
- Worn out shingles
- Missing shingles
- Rusting gutters |
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Plumbing |
- Leaking faucets and showers
- Unsafe temperature pressure relief valve
- Deteriorating pipes |
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| Electrical |
- Overheated wires
- Spliced wires without a junction box
- Undersized electrical service |
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| Heating |
- Leaking boiler
- Disconnected furnace flue
- Safety |
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| A/C |
- Disconnected ductwork
- System inefficiencies
- Damaged condenser fins |
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| Interior |
- Water stains
- Carpet stains
- Worn floors |
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| Ventilation |
- Loose insulation
- Inadequate attic ventilation
- Missing attic insulation
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Why do I need a
home inspection?
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A home inspection summarizes the condition of a property, points out the
need for major repairs and identifies areas that may need attention in
the near future. Buyers and sellers depend on an accurate home
inspection to maximize their knowledge of the property in order to make
intelligent decisions before executing an agreement for sale or
purchase. A home inspection points out the positive aspects of a home,
as well as the maintenance that will be necessary to keep it in good
shape. After an inspection, both parties have a much clearer
understanding of the value and needs of the property.
For homeowners, an inspection may be used
to identify problems in the making and to learn about preventive
measures, which might avoid costly future repairs. If you are planning
to sell your home, an inspection prior to placing your home on the
market provides a better understanding of conditions which may be
discovered by the buyer's inspector, and provides you an opportunity to
make repairs that will make your home more desirable to potential
buyers.
Can’t I do the
inspection myself?
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Even the most experienced homeowner lacks the knowledge and expertise of
a professional home inspector. A professional home inspector has the
experience, depth of knowledge and training to make an unbiased and
informed report of the condition of a property. An inspector is familiar
with the many elements of home construction, their proper installation
and maintenance. An inspector understands how the home's systems and
components are intended to function together, as well as how and why
they fail and knows what to look for and is uniquely suited to interpret
what their findings reveal about the condition of the property.
Most buyers find it difficult to remain
objective about the house they really want, and this may affect their
judgment. For the most accurate information about the condition of a
home, always obtain an impartial third-party opinion by an expert in the
field of home inspection.
Can a house
fail a home inspection? top
No. A professional home inspection is an examination of the current
condition of your home. It is not an appraisal, which determines market
value, or a municipal inspection, which verifies compliance to local
codes and standards. A home inspector will not pass or fail a house. A
home inspection describes the physical condition of a property and
indicates what may need repair or replacement.
When do I
call in the home inspector? top
Before you sign the contract or purchase agreement, make your purchase
obligation contingent upon the findings of a professional home
inspection. This clause should specify the terms to which both the buyer
and seller are obligated. Contact a home inspector immediately after the
contract or purchase agreement has been signed. Home inspectors are
aware of the time constraints involved in purchase agreements and most
are available to conduct the required inspection within a few days.
Do I have to be there?
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While it is not necessary for you to be present, it is always
recommended that you make time to join the inspector for their visit.
This allows you to observe the inspector, ask questions as you learn
about the condition of the home, how its systems work, and how to
maintain them. After you have seen the property with the inspector, you
will find the report easier to understand.
What if the
report reveals problems? top
No house is perfect. When the inspector identifies problems, it does not
indicate you should not buy the house. His findings serve to educate you
in advance of the purchase about the condition of the property. A seller
may adjust the purchase price or contract terms if major problems are
discovered during an inspection. If your budget is tight, or if you do
not want to be involved in future repair work, this information will be
extremely valuable.
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If the house proves to be in good condition, did I really need an
inspection?
Yes. Now you can complete your home purchase with confidence about the
condition of the property and all its equipment and systems. From the
inspection, you will have learned many things about your new home, and
will want to keep that information for future reference.
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